:root{
  --navy:#002D4D;
  --navy-dark:#001d31;
  --navy-mid:#0b3a58;
  --gold:#EEC682;
  --gold-dark:#cda353;
  --cream:#f7f4ed;
  --white:#fff;
  --ink:#142a3c;
  --muted:#697985;
  --line:rgba(0,45,77,.14);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'DM Sans',sans-serif;color:var(--ink);background:#fff;line-height:1.55}
a{text-decoration:none;color:inherit}
.header{height:86px;background:var(--navy-dark);color:white;display:flex;align-items:center;padding:0 5.5vw;gap:36px;position:sticky;top:0;z-index:50;border-bottom:1px solid rgba(238,198,130,.2)}
.brand{display:flex;align-items:center;gap:12px;min-width:245px}.brand img{width:58px;height:58px;object-fit:cover;border-radius:50%}.brand strong{display:block;font:500 21px 'Playfair Display',serif;color:var(--gold);letter-spacing:.07em}.brand span{font-size:7px;letter-spacing:.16em;color:var(--gold)}
.nav{display:flex;gap:26px;align-items:center;margin-left:auto;font-size:12px;text-transform:uppercase}.nav a{padding:33px 0 29px}.nav a:hover,.nav .active{color:var(--gold);border-bottom:2px solid var(--gold)}
.top-cta{margin-left:12px;background:var(--gold);color:var(--navy-dark);padding:12px 18px;text-transform:uppercase;font-size:11px;font-weight:700}
.menu-btn{display:none;margin-left:auto;background:none;border:0;color:var(--gold);font-size:25px}
.hero{position:relative;min-height:620px;background:linear-gradient(90deg,var(--navy-dark) 0%,#00253f 52%,#081016 100%);color:white;overflow:hidden;border-bottom:3px solid var(--gold)}
.hero-overlay{position:absolute;inset:0;background:radial-gradient(circle at 58% 34%,rgba(238,198,130,.08),transparent 26%),linear-gradient(90deg,rgba(0,29,49,.99) 0%,rgba(0,29,49,.90) 45%,rgba(0,18,31,.30) 69%,rgba(0,0,0,.12) 100%);z-index:1}
.hero-copy{position:relative;z-index:3;padding:80px 5.8vw 65px;width:58%}.kicker{color:var(--gold);font-size:11px;letter-spacing:.22em;text-transform:uppercase}.hero h1{font:500 clamp(44px,5vw,72px)/1.04 'Playfair Display',serif;margin:10px 0 18px}.hero h2{font-size:17px;line-height:1.35;color:var(--gold);letter-spacing:.12em;text-transform:uppercase;margin:0 0 20px}.intro{font-size:17px;max-width:650px;color:#eef3f6}.hero-actions{display:flex;gap:16px;margin:30px 0}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 22px;border:1px solid var(--gold);text-transform:uppercase;font-size:11px;font-weight:700}.btn.gold{background:var(--gold);color:var(--navy-dark)}.btn.outline{color:white;background:transparent}.micro{font-size:10px;color:#b6c4cd;margin-top:28px}
.hero-photo-wrap{position:absolute;z-index:2;right:14%;bottom:0;width:34%;height:100%;overflow:hidden}.hero-photo{width:100%;height:100%;object-fit:cover;object-position:center 16%;filter:saturate(.9) contrast(1.02)}
.hero-photo-wrap::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,29,49,.88),transparent 28%,rgba(0,0,0,.05) 78%)}
.hero-values{position:absolute;z-index:4;right:3.8vw;bottom:48px;border:1px solid var(--gold);padding:20px 24px;display:grid;gap:8px;text-align:center;color:var(--gold);text-transform:uppercase;font-size:11px;background:rgba(0,22,38,.72);backdrop-filter:blur(5px)}
.pillars{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;padding:28px 5vw;border-bottom:1px solid #eee}.pillars article{text-align:center;padding:8px 30px;border-right:1px solid #e7d7bb}.pillars article:last-child{border:0}.icon{color:var(--gold-dark);font-size:34px;height:42px}.pillars h3{text-transform:uppercase;font-size:13px;letter-spacing:.04em}.pillars p{font-size:12px;color:#4f5b65}
.audiences{display:grid;grid-template-columns:1fr 1fr}.audience{min-height:260px;padding:48px 6vw;color:white;display:grid;grid-template-columns:1fr 160px;align-items:center}.audience-left{background:var(--navy-dark)}.audience-right{background:linear-gradient(135deg,#3a3a3a,#252525)}.section-label{font:500 28px 'Playfair Display',serif;text-transform:uppercase;border-bottom:1px solid var(--gold);display:inline-block;padding-bottom:4px;margin:0 0 14px}.audience h2{font:500 23px/1.2 'Playfair Display',serif;margin:0 0 12px}.audience p{font-size:13px;color:#dce3e7;max-width:560px}.small-btn{display:inline-block;margin-top:14px;padding:10px 18px;background:var(--gold);color:var(--navy-dark);text-transform:uppercase;font-size:10px;font-weight:700}.small-btn.light{background:transparent;border:1px solid var(--gold);color:var(--navy)}.audience-symbol{font-size:70px;color:var(--gold);text-align:center}
.about{display:grid;grid-template-columns:280px 1fr 320px;gap:34px;align-items:center;padding:60px 6vw;background:#fafafa}.about-photo{height:335px;overflow:hidden}.about-photo img{width:100%;height:100%;object-fit:cover;object-position:center 15%}.eyebrow{color:#c58f36;text-transform:uppercase;letter-spacing:.14em;font-size:10px;font-weight:700;margin:0 0 8px}.about-copy h2{font:500 38px 'Playfair Display',serif;margin:0 0 6px}.about-copy h3{font-size:14px;line-height:1.45;color:#c58f36;font-weight:500;margin:0 0 16px}.about-copy p{font-size:13px;color:#4d5962}.about-card{background:var(--navy-dark);color:white;padding:24px 28px}.about-card div{padding:14px 0;border-bottom:1px solid rgba(238,198,130,.22)}.about-card div:last-child{border:0}.about-card strong{display:block;color:var(--gold);font:500 18px 'Playfair Display',serif}.about-card span{font-size:10px;text-transform:uppercase;letter-spacing:.08em;color:#d3dde3}
.solutions{padding:78px 6vw;background:#fff}.dark-solutions{background:var(--navy);color:white}.section-heading{text-align:center;max-width:820px;margin:0 auto 42px}.section-heading h2,.process h2,.trust h2,.booking h2{font:500 42px/1.12 'Playfair Display',serif;margin:0}.solution-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(0,45,77,.12);border:1px solid rgba(0,45,77,.12)}.solution-grid article{padding:32px;background:#fff;min-height:210px}.dark-solutions .solution-grid{background:rgba(238,198,130,.18);border-color:rgba(238,198,130,.18)}.dark-solutions .solution-grid article{background:var(--navy-mid)}.solution-grid span{color:var(--gold-dark);font-size:11px}.solution-grid h3{font:500 25px 'Playfair Display',serif;margin:12px 0}.solution-grid p{font-size:12px;color:var(--muted)}.dark-solutions .solution-grid p{color:#cbd5dc}
.process{padding:70px 5vw;background:#fff;text-align:center}.center{text-align:center}.steps{display:grid;grid-template-columns:1fr 35px 1fr 35px 1fr 35px 1fr 35px 1fr;gap:8px;margin-top:42px;align-items:start}.steps b{font:500 32px 'Playfair Display',serif;color:var(--gold-dark)}.steps h3{text-transform:uppercase;font-size:11px}.steps p{font-size:11px;color:#59656d}.arrow{padding-top:32px;color:#cbb38b;font-size:24px}
.trust{background:var(--navy-dark);color:white;padding:62px 6vw;text-align:center}.trust-inner{max-width:800px;margin:auto}.trust h2{margin-bottom:18px}.trust p:last-child{color:#c6d2d9;font-size:14px}
.booking{padding:58px 6vw;background:#fafafa;display:grid;grid-template-columns:.8fr 1.2fr;gap:55px;align-items:start}.booking-copy p{color:#56646e}.booking-copy ul{list-style:none;padding:0;margin:20px 0}.booking-copy li{font-size:13px;margin:8px 0}.booking-copy li::before{content:"○";color:var(--gold-dark);margin-right:8px}.booking-frame-wrap{background:white;border:1px solid #e0d5c4;border-radius:8px;overflow:hidden;box-shadow:0 18px 50px rgba(0,0,0,.06)}.booking-frame-wrap iframe{width:100%;height:620px;border:0}
.regulatory{padding:45px 6vw;background:#f0ece4;display:grid;grid-template-columns:repeat(4,1fr);gap:30px}.regulatory h3{font-size:12px;text-transform:uppercase;color:var(--navy)}.regulatory p{font-size:10.5px;color:#5d666c}.reg-note{grid-column:1/-1;border-top:1px solid #d8d0c4;padding-top:18px}
footer{background:#001724;color:#bfcbd2;padding:44px 6vw;display:grid;grid-template-columns:1fr 1fr 1fr;gap:30px;align-items:center}footer img{width:210px}.footer-contact,.footer-links{display:flex;flex-direction:column;gap:6px;font-size:11px}footer small{grid-column:1/-1;color:#718895;font-size:10px}
@media(max-width:1100px){.nav{display:none}.menu-btn{display:block}.top-cta{display:none}.hero-copy{width:62%}.hero-photo-wrap{right:0;width:42%}.hero-values{display:none}.about{grid-template-columns:240px 1fr}.about-card{grid-column:1/-1;display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.about-card div{border:0}}
@media(max-width:800px){.hero{min-height:auto}.hero-copy{width:100%;padding:70px 6vw 420px}.hero-photo-wrap{width:100%;height:410px;right:0;bottom:0}.hero-photo-wrap::after{background:linear-gradient(180deg,var(--navy-dark),transparent 40%,rgba(0,0,0,.15))}.pillars{grid-template-columns:1fr 1fr}.pillars article{border-bottom:1px solid #e7d7bb}.audiences,.booking{grid-template-columns:1fr}.about{grid-template-columns:1fr}.about-photo{height:440px}.about-card{grid-template-columns:1fr 1fr}.solution-grid{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr}.arrow{transform:rotate(90deg);padding:0}.regulatory{grid-template-columns:1fr 1fr}footer{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.header{height:72px;padding:0 5vw}.brand{min-width:0}.brand img{width:46px;height:46px}.brand strong{font-size:17px}.brand span{font-size:6px}.hero-copy{padding:55px 6vw 370px}.hero h1{font-size:43px}.hero h2{font-size:14px}.hero-actions{flex-direction:column}.pillars{grid-template-columns:1fr}.pillars article{border-right:0}.audience{grid-template-columns:1fr;padding:40px 6vw}.audience-symbol{display:none}.about-card{grid-template-columns:1fr}.solution-grid{grid-template-columns:1fr}.booking-frame-wrap iframe{height:700px}.regulatory,footer{grid-template-columns:1fr}footer small{grid-column:auto}}

/* V2 Premium: hero de marque sans portrait */
.hero-art{
  position:absolute;z-index:2;right:4.5%;top:7%;bottom:7%;width:43%;
  overflow:hidden;border-left:1px solid rgba(238,198,130,.16);
}
.hero-art::before{
  content:"";position:absolute;width:440px;height:440px;right:2%;top:4%;
  border-radius:50%;
  background:radial-gradient(circle,rgba(238,198,130,.12),rgba(238,198,130,.025) 45%,transparent 70%);
}
.orbit{
  position:absolute;border:1px solid rgba(238,198,130,.35);border-radius:50%;
  transform:rotate(-18deg);
}
.orbit-one{width:410px;height:410px;right:1%;top:6%}
.orbit-two{width:310px;height:310px;right:12%;top:15%;border-color:rgba(238,198,130,.20)}
.orbit-three{width:520px;height:230px;right:-10%;top:28%;border-color:rgba(238,198,130,.16)}
.wealth-line{
  position:absolute;height:1px;background:linear-gradient(90deg,transparent,var(--gold),transparent);
  transform-origin:left center;opacity:.65;
}
.line-one{width:76%;left:10%;bottom:30%;transform:rotate(-12deg)}
.line-two{width:62%;left:22%;bottom:23%;transform:rotate(-22deg)}
.line-three{width:47%;left:38%;bottom:17%;transform:rotate(-32deg)}
.hero-emblem{
  position:absolute;right:18%;top:25%;width:190px;height:190px;
  display:grid;place-items:center;
  filter:drop-shadow(0 18px 38px rgba(0,0,0,.28));
}
.hero-emblem img{width:100%;height:100%;object-fit:cover;border-radius:50%}
.art-caption{
  position:absolute;right:6%;bottom:7%;color:var(--gold);
  font-size:9px;letter-spacing:.25em;writing-mode:vertical-rl;
}
#solutions-pros .solution-grid{grid-template-columns:repeat(2,1fr)}
#solutions-pros .solution-grid article{min-height:235px}
@media(max-width:800px){
  .hero-copy{padding-bottom:90px}
  .hero-art{position:relative;right:auto;top:auto;bottom:auto;width:88%;height:350px;margin:0 auto 40px;border-left:0;border-top:1px solid rgba(238,198,130,.16)}
  .hero-emblem{width:150px;height:150px}
  #solutions-pros .solution-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:560px){
  .hero-copy{padding-bottom:60px}
  .hero-art{height:290px}
  #solutions-pros .solution-grid{grid-template-columns:1fr}
}